Terms of Service

Last updated: 1 January 2026

1. Nature of this website

This website is published by ISF Institut Deutsch-Schweizer Finanzdienstleistungen GmbH, Eysseneckstraße 31, 60322 Frankfurt, Deutschland, as an informational resource on wealth management, investment advisory topics, and cross-border financial services between Germany and Switzerland.

2. No financial, tax, or legal advice

Nothing published on this website constitutes, or should be relied upon as, financial, investment, tax, or legal advice, or a recommendation or solicitation to buy, sell, or hold any financial instrument, product, or service. Every reader's circumstances are different, and decisions about wealth management, investments, or cross-border arrangements should be made in consultation with an appropriately licensed advisor, tax professional, or legal counsel in the relevant jurisdiction.

3. No paid services

ISF Institut does not sell products, does not charge fees for any content on this website, and does not offer paid advisory, brokerage, custody, or execution services through this website. Any future change to this scope would be communicated clearly and would not apply retroactively to content you have already accessed.

4. Accuracy of content

We take reasonable care in preparing the informational content on this website, drawing on publicly available sources. However, financial regulations and market conditions in Germany and Switzerland change frequently, and we do not warrant that any content is complete, accurate, or up to date at the time you access it. You should independently verify any information before relying on it.

5. Intellectual property

Unless otherwise stated, the text, layout, and original graphics on this website are the property of ISF Institut Deutsch-Schweizer Finanzdienstleistungen GmbH or its licensors. You may view and share pages of this website for personal, non-commercial purposes, but may not reproduce, redistribute, or create derivative works from substantial parts of this website without our prior written consent.

6. Acceptable use

You agree not to use this website in any way that could damage, disable, or impair it, to attempt unauthorised access to any part of it, or to use automated means to extract content at scale without our permission.

7. Third-party links and images

This website may include links to third-party websites and photographic material sourced from third-party providers for illustrative purposes. We do not control and are not responsible for the content or practices of any linked third-party website.

8. Limitation of liability

To the fullest extent permitted by applicable law, ISF Institut Deutsch-Schweizer Finanzdienstleistungen GmbH shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or reliance on, this website or its content. Nothing in these terms excludes liability that cannot lawfully be excluded under German or Swiss law.

9. Governing law

These terms are governed by the laws of the Federal Republic of Germany, without regard to its conflict of law principles, without prejudice to any mandatory consumer protection provisions that may apply in your place of residence.

10. Changes to these terms

We may revise these terms from time to time. Continued use of this website after any change constitutes acceptance of the revised terms. The date at the top of this page indicates when it was last revised.

11. Contact

Questions about these Terms of Service can be sent to support@isf-institut.org or by post to the address above.